By providing access to affordable, quality dental care at a low price and with an emphasis on choice and service, discount dental plans provide consumers with the value they want. Plan members pay a low annual membership fee and have access to a network of participating suppliers offering 10 percent to 60 percent discounts on most dental procedures, including braces, root canals, crowns, dentures, cosmetic dentistry, and more on select plans. Some plans also include discounts on additional benefits, such as prescription, vision, hearing and chiropractic treatment. Mill Creek Dental offers excellent info on this. Discount dental plans have quickly become an attractive alternative to expensive dental insurance, designed to provide significant savings on the needs of members for dental care. Once the only dental benefit option available, traditional dental insurance features many disadvantages, including expensive deductibles, tedious claim forms, long waiting periods, and other limitations. Discount dental plans, on the other hand, are more cost-effective, easy-to-use and free from these problems.
In addition, discounted dental plans are much more affordable than dental insurance, starting at $79.95 per year for individuals and $129.95 per year for families. The average monthly premium for individual dental HMO insurance is almost $16 (around $192 per year), compared to almost $24 (around $288 per year) for individual dental PPO insurance and nearly $31 (around $372 per year) for individual dental compensation insurance, according to a 2005 report by the National Association of Dental Plans (NADP), a trusted representative of the dental benefits industry. “Discount dental plans have become an economical and important alternative to combat the rising cost of health care. They are a cost-effective vehicle for millions of undeserved consumers to improve their access to dental care.”Discount dental plans also provide dental benefits to companies and other groups that are simple to implement and practically easy to manage.