Experiencing a fire in your own home is a frightening and devastating experience. The trauma associated with such an event can cause you to make basic mistakes which will cost you in the long run. Once the fire appears to be out, you have to ensure that a safety zone has been established and that the danger is 100% gone before you re-enter the home. Aside from the initial damage caused by the fire, there is also the secondary damage caused by the smoke and the chemicals and water used by firefighting professionals to kill the blaze. Visit us on Water Mold Fire Restoration of Chicago.

Insurance

After recovering from the initial shock and finding out that no one was physically harmed by the fire (hopefully), you need to get yourself together and immediately call your insurance company. As long as you purchased your insurance from a major company, you will find that they have a 24 hour helpline. Ask them for recommendations of a minimum of three fire restoration companies. You need to choose one and get them to make your property secure, remove materials damaged by water, chemicals and smoke, dry the house & contents and remove all smoke residues.

Surprisingly few people are aware of the exact nature of their insurance policies. Ring a representative of your insurance company and find out what is definitely covered, what is subject to discussion and what is not covered. Get all of this information in writing as quickly as possible.

Financial Institution

Contact the financial institution that is responsible for holding your mortgage. Unfortunately, fire immediately lowers your home’s value. When it is fully restored, it could be worth less than it was previously. It affects your mortgage so you need to contact your mortgage provider as soon as possible.

Contractor

You need to rapidly choose a commercial cleaning contractor for the initial cleaning work. In an ideal world, you would be able to shop around at your leisure but time is of the essence because you need to secure your home & property and get the drying of the home and the initial cleaning done as soon as possible. This is especially important when you consider the fact that the surface humidity of materials needs to be below 65% within 48 hours in order to prevent mold growth.

You can switch contractors for the full restoration work after the initial cleaning is completed if you wish. Only choose contractors who have an Institute of Inspection, Cleaning and Restoration Certification (IICRC) qualification or an equivalent award. Fire restoration work has strict safety standards that are constantly revised. A poorly restored house may be hazardous to the health of the occupants.

Protection

Houses that have been damaged by fire may be structurally unsafe. The fire department will inspect the house and will not allow occupants to reside in an unsafe home. Find out more information about the conditions of access. It is likely that your home will be damp and wet after a fire and still growing mold. If you are entering the home for the first time after the fire, wear a hard hat, safety boots, goggles and a mask. Never enter the house by yourself. Always have at least one extra person with you, preferably a professional in the field of fire damaged homes.

If a fire damages your home, hopefully no one is injured and be grateful if that is the case. Safety is of paramount importance and getting the house cleaned up and ready for inhabitation should be your main priority. However, you must also contact your insurance company to see if they are paying for the restoration work.